Medicare A-to-Z
New Release: Medicare A-to-Z
Your Interactive Guide to the Alphabet Soup of Medicare in 2025
Medicare is one of the most important decisions you’ll make in retirement, but let’s be honest—it’s also one of the most confusing. With constantly changing costs, enrollment deadlines, and a seemingly endless list of plans, it’s easy to feel overwhelmed.
Many people assume that once they turn 65, Medicare just happens. But that’s not the case. Choose the wrong plan, and you could end up paying thousands more than you need to. Miss an enrollment deadline, and you might get hit with lifelong penalties. And if you assume you’re covered for everything, you could be in for a rude (and expensive) awakening when a major medical expense comes up.
The truth is, Medicare isn’t a one-size-fits-all system. What works for your neighbor, your friend, or even your spouse might not be the best option for you. But how do you know what’s right for you?
The Ultimate Guide to Medicare—Made Simple
That’s exactly why Joseph Violetta, a Medicare expert with over 25 years of experience, wrote Medicare A-to-Z: Your Interactive Guide to the Alphabet Soup of Medicare in 2025.
- If you’ve ever asked yourself…
- What does Medicare actually cover?
- What’s the difference between Part A, Part B, Part C, and Part D?
- How do I know if I need a Medigap or Medicare Advantage plan?
- What’s the difference between Plan F, G, K, L, M, and N?
- When do I need to enroll, and what happens if I miss my election period?
- Do I have to sign up at 65, or can I wait?
…then this book is for you.
What Makes This Book Different?
Most Medicare guides are packed with confusing jargon and technical terms that make you want to give up before you even get started. This book is different.
Joseph Violetta has spent decades explaining Medicare in plain, simple English to over 15,000 Medicare clients across multiple states. He understands the common mistakes people make, the traps to avoid, and the insider tips that can save you money and stress.
With Medicare A-to-Z, you’ll get:
- A step-by-step breakdown of Medicare Parts A, B, C, and D
- A quick quiz to help you determine which plan fits your needs
- QR codes linking to expert videos and the latest Medicare updates
- Practical guidance on how to avoid costly mistakes and unnecessary fees
- A clear roadmap for enrolling, switching, or optimizing your Medicare plan
This isn’t just a book—it’s an interactive guide designed to make Medicare as simple as possible. Whether you’re just turning 65, retiring soon, or evaluating your current plan, this book will empower you to make informed decisions with confidence.
With Medicare A-to-Z, you’ll get:
Medicare isn’t something you can afford to put off. Every year, thousands of people find out—too late—that they’ve made a mistake in their coverage. Whether it’s unexpected costs, denied claims, or missed enrollment deadlines, Medicare missteps can have serious financial consequences.
Don’t wait until you’re in the middle of a health crisis to figure out your coverage. By taking control of your Medicare choices now, you can protect yourself from unnecessary expenses, avoid penalties, and ensure you get the coverage you need.
Meet the Author: A Medicare Expert Who Knows the System Inside and Out
Joseph Violetta isn’t just another insurance agent. He’s spent over 25 years helping real people navigate the complexities of Medicare. In 2020, he founded 4 Core Financial, an independent brokerage agency dedicated to helping Medicare beneficiaries make smarter, more informed decisions.
With more than 15,000 clients across multiple states, Joe has seen every Medicare mistake in the book. He knows exactly where people go wrong, and more importantly, he knows how to help them avoid it.
His goal is simple: to take the confusion out of Medicare and give you the knowledge you need to make the best choice for your situation.
Take Control of Your Medicare Choices Today!
Take Control of Your Medicare Choices Today!
If you want clear, straightforward answers about Medicare—without the confusion, stress, or industry jargon—this book is for you.
Get your copy of Medicare A-to-Z: Your Interactive Guide to the Alphabet Soup of Medicare in 2025 today!
Medicare shouldn’t be complicated. Let’s make it simple.
Medicare Part D - Medicare Drug Coverage
Two ways to obtain Part D coverage:
Part D can come as a stand-alone plan that can be added to Original Medicare, some Medicare Cost Plans, some Private Fee-for-Service plans and Medical Savings Account Plans. You must have both Medicare Part A and/or Medicare Part B to join a separate Medicare drug plan.
Part D coverage can also be as part of a Medicare Advantage Plan
To be eligible for a Part D plan the Medicare Beneficiary must live within the plan’s service area.
Medicare Supplement (MEDIGAP)
Medicare Supplement Plans also known as “Medigap” are plans sold by private companies that helps cover “gaps” Original Medicare, Parts A and B, do not cover.
Those gaps can include: Copayments; Coinsurance; Deductibles
Medigap policies generally don't cover:
- You must have Medicare Part A and Part B
- Plans don’t include Part D coverage, enrollment in a stand-alone plan is needed
- You cannot be sold a Medigap Plan, if you are enrolled in a Medicare Advantage Plan, unless you switch back to Original Medicare.
- Any standardized Medigap policy is guaranteed renewable even if you have health problems, as long as you pay the premium.
Two ways to obtain Part D coverage:
- Dental
- Hearing
- Vision
- Eyeglasses
- Routine Physical Annual Exams
Frequently Asked Question
Medicare is a federal health insurance program in the United States primarily for people aged 65 and older. It also covers certain younger people with disabilities and individuals with End-Stage Renal Disease (ESRD).
Most people become eligible for Medicare when they turn 65. Younger people may also qualify if they have certain disabilities or conditions like ESRD.
If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Parts A and B when you turn 65. If not, you will need to sign up during your Initial Enrollment Period, which begins three months before your 65th birthday and ends three months after.
Medicare Part A covers inpatient hospital care, skilled nursing facility care (not custodial or long-term care), hospice care, and some home health care. Most people don’t pay a premium for Part A if they paid Medicare taxes while working.
